If you’re entering retirement with a solid savings base, a Premium Bonus Annuity could give your money a powerful head start. These annuities offer an upfront bonus—often a percentage of your initial investment—which immediately increases your account value. That means more money growing tax-deferred and more potential for future income. It’s a great way to make up for lost time or to simply get more from the funds you’ve already set aside. For retirees looking to maximize what they’ve built, this strategy can create a stronger financial foundation without added market risk. It’s a smart, secure way to get your retirement dollars working even harder from day one.
One of the biggest fears in retirement is running out of money—but a Guaranteed Lifetime Income Annuity helps eliminate that worry. This type of annuity ensures you receive a consistent, predictable income for the rest of your life, no matter how long you live. Think of it as a personal pension that can’t be outlived. It’s especially valuable if you’re concerned about market volatility or outliving other sources of retirement income. With this option, you gain peace of mind knowing your basic living expenses will always be covered, giving you the freedom to enjoy your retirement without financial stress.
If you’re seeking both growth and safety, a High-Interest Fixed Annuity offers the best of both worlds. These annuities lock in a competitive interest rate for a set period—often much higher than traditional savings accounts or CDs—while protecting your principal from market downturns. For retirees who want steady, reliable growth without risk, this can be a strong addition to a diversified income plan. Fixed annuities also allow you to plan more confidently, knowing exactly how much your money will earn and when it will be available. It’s a solid strategy for maintaining financial stability throughout retirement.