Independent Insurance Specialist Inc

Supporting our Veterans & Seniors with Medicare and Retirement Solutions for over 28 years.

Providing experience you can count on. Clarity you can trust. Support that’s personal every step of the way.

Dedicated to Serving Veterans and Seniors Since 1997

Guidance You Can Trust—Just Like I Give My Own Parents ( Larry & Margie )

With over 28 years in the insurance industry, I’ve built Independent Insurance Specialist on experience, trust, and a genuine commitment to helping seniors and veterans feel confident about their health care and retirement choices.

When you work with me, you’re treated like family—the same way I help my own parents, who are both in their 80s. I take the time to explain everything clearly, answer every question, and make sure you feel comfortable with each decision.

I’ll help you get the maximum Medicare Part B reimbursement,

compare plans based on your personal health needs, and go over any add-ons (like riders for co-pays and deductibles) in plain, easy-to-understand language.

If you need help with retirement planning or savings, I’ll guide you through safe, simple options tailored to your income and comfort level—just like I do with my mom and dad.

Medicare and retirement decisions can be overwhelming, but you're not alone. You’ll have someone by your side who truly cares and treats your needs like they were my own family’s.

OUR SERVICES

Everything You Need, All in One Place

You don’t have to figure it out alone—I provide clear, easy-to-follow solutions tailored

to your personal health, income, and peace of mind.

Medicare

We simplify the Medicare enrollment process with personalized guidance,
helping clients compare plans that may include Part B Premium Reimbursements and discuss affordable Riders that will cover your Co-pays and Deductibles tailored to your healthcare needs.

Retirement Income

Offering reliable options tailored to your needs. We help you navigate choices for financial security. Whether it be with finding you a product that offers more % than your bank, legacy planning or a product that will provide a guaranteed income throughout your retirement years.

Life Insurance

Creating customized life insurance policies to safeguard your loved ones’ future. Your peace of mind is our priority through tailored coverage solutions. Discussing final expense, leaving legacy money or providing spousal social security income protection.

Why Choose Independent Insurance Specialist?

Our commitment to excellence means personalized solutions, ongoing support, yearly reviews, and simplified decision-making when it comes to your insurance and retirement needs.

Client-First Philosophy

Our commitment is to prioritize your best interests over sales. We focus on building long-lasting relationships while providing ongoing support even after enrollment.

Personalized Guidance

We take the time to get to know you and understand your goals, so we can create insurance solutions that truly fit your life. We’ll walk you through your options, answer your questions, and make the process as clear and simple as possible.

Extensive Product Knowledge

With our comprehensive expertise in health, life, and annuity products, we offer in-depth knowledge across the full spectrum of insurance solutions, ensuring our clients receive trusted, accurate guidance tailored to their unique needs.